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LMS Construction & Roofing, LLC, licensed Florida contractor in Cape Coral
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Homeowner Resource Center

Straight answers to the things homeowners ask us most, written to be useful whether or not you ever call us.

Limited time offer 4 point home inspection or wind mitigation with any new roof See what is included

Guides

Homeowner guides

These guides cover the questions that come up again and again: what to do after a storm, how a roof claim actually works, how to check that a contractor is who they say they are, and how the roofing materials compare. No sales pitch, and nothing that depends on hiring us.

Roofing

Flat Roofs, Lanais and Pool Cages

Low-slope roofs fail differently from pitched ones. Here is what actually goes wrong.

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Insurance

The 4-Point Inspection and What It Says About Your Roof

Older homes often cannot get insured without one, and your roof is one of the four points. Right now the inspection is included with a new roof from us.

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Permits

HOA Approval for a New Roof

Many communities restrict color and material. Ask before you choose, not after.

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Hiring

How to Hire a Contractor in Cape Coral

How to check a license, read a quote properly, and recognize the payment terms that should give you pause.

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Storm damage

Hurricane Roof Damage: What to Do First

The first few days matter. How to stay safe, document the damage properly, and spot a storm chaser.

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Insurance

Can an Insurer Drop You Over Your Roof's Age?

Why roof age drives Florida insurance decisions, and what to do if you get a notice.

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Insurance

How a Roof Insurance Claim Usually Works

What to photograph, what the adjuster is looking for, and the questions worth asking before you sign anything.

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Emergencies

Your Roof Is Leaking Right Now

The first six things to do, in order — including the one most people skip.

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Permits

Do You Need a Permit to Replace a Roof?

Short answer: yes. Here is who pulls it, what gets inspected, and why unpermitted work bites years later.

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Roofing

Roofing Options for Southwest Florida Homes

Shingle, tile, metal and low-slope compared in plain terms, plus what coastal weather does to each.

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Selling

Selling a House With an Older Roof

Why the roof becomes an insurance problem, then a financing problem, then a price problem.

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Maintenance

Signs Your Roof Needs Attention

What to look for from the ground and from inside — and which signs mean call today.

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Costs

What Actually Drives the Price of a New Roof

Why two quotes for the same house differ by thousands, and how to compare them properly.

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Insurance

What a Wind Mitigation Inspection Actually Checks

The inspection that can lower a Florida premium — what it looks at, and why your roof is most of it.

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Would you rather just ask a person?

These guides are here because the questions come up constantly. If yours is not covered, or you would rather talk it through, call us. There is no charge for the conversation or for looking at your property.

Still want a straight answer about your own roof?

Let our experts look over your property—no cost, no obligation.